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It's easy to make your loan payment
We offer a number of convenient options to make your payments to CCU for your auto loan, credit card, mortgage and more. Listed below are the different channels available to make a payment along with complete user guides for each option.
How to get a loan payoff amount
Consumers Credit Union offers a simple tool for you to quickly obtain your loan payoff amount. Click to get started.
Auto/Personal Loans
Pay your loan with a debit card or with a routing and account number (processing fee applies). Schedule payments up to 45 days in advance.
- By mail: Attn Auto Pay Department, 1075 Tri-State Parkway, #850, Gurnee, IL 60031
- Allow 10 business days for mail delivery and processing.
- In person at any CCU location
- Allow 3 business days for processing.
Note: Incomplete forms will cause delays in processing. Please include your full account number.
To set up payments from another financial institution, you will need CCU's routing number along with your loan account number.
- The routing number of Consumers Cooperative Credit Union is 271989950.
- Locate your loan account number via Online or Mobile Banking:
- Locate the loan in the Accounts section
- The account number displayed is the full account number for the loan
Note: Bill Pay is not always electronic and there may be a delay in delivery of your payment to CCU. Please check with your other financial institution.
Please include your loan account number on the check. Allow at least 7 business days for us to receive your payment. Do not send cash.
Attn: Consumer Loan Servicing
Consumers Credit Union
1075 Tri-State Parkway, #850
Gurnee, IL 60031
Visa
Pay your loan with a debit card or with a routing and account number (processing fee applies). Schedule payments up to 45 days in advance.
Note: This option is not available for payments to closed cards.
Schedule payments from your CCU or external account through Access Point within Online Banking. (Allow 5 business days for your initial payment.)
Making a Visa Payment via Access Point (credit card site)
1. Select Card Management from the main menu
2. Click Card Details
3. Click Manage Credit Card
4. Click the Payments tab then click on Make a Payment
5. Click on One-Time Payment and complete the payment amount
6. Click Submit
- PO Box 37603
- Philadelphia, PA 19101-0603
Note: Bill Pay is not always electronic and there may be a delay in delivery of your payment to CCU. Allow 7-10 business days for receipt and processing. Please check with your other financial institution.
Please include your credit card number on the check. Allow at least 7 business days for us to receive your payment. Do not send cash.
PO Box 37603
Philadelphia, PA 19101-0603
Mortgage
Budget Drafting is a convenient program that can help you reduce interest paid, build equity faster and pay off your loan early. How does it work? Half of your monthly loan payment plus any additional principal payment you authorize will come out of your bank account every other Friday. A full monthly payment will post to your loan account on the next business day after we receive the second half of your loan payment. Twice a year, three half-payments are drafted from your account in one month. The third half-payment will post to your account as a principal payment.
To set up payments from another financial institution, you will need to provide your loan number and the following mailing address:
P.O. Box 11733
Newark, NJ 07101-4733
Note: Bill Pay is not always electronic and there may be a delay in delivery of your payment to CCU. Please check with your other financial institution.
Please include your loan number on the check. Allow at least 7 business days for us to receive your payment. Do not send cash.
PO Box 11733
Newark, NJ 07101-4733
Call 866.557.5659
Request payoff information by calling the automated payoff line 877.77PAYOFF (877.772.9633).
Have a question about a payment method? Contact Us.