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Your new digital banking experience is here! Click here for first-time sign on instructions, a handy checklist and helpful videos.

Visa Cards

We've upgraded our credit card product offerings and benefits!
Rates as low as 0% APR* + great rewards!
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The right card is right this way.

Click to Compare Cards

Whether you're looking for lower rates or better rewards,
we have a card that's right for you.

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0% APR+ Intro Rate

On purchases for 12 months for a new CCU Visa Credit Card account. After that, your APR will be 13.95% to 28.24% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
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0% APR** Balance Transfers 

You can also enjoy 0% APR on Balance Transfers for 12 months.
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$200 Reward^

Additionally, you could earn a $200 Reward for a limited time

+Offer ends December 31, 2025.

*APR = Annual Percentage Rate. Fees may be imposed on the account. Rates are variable, based on the published Prime Rate. For new cards, rates will vary based on creditworthiness.

^This promotion is available for a limited time. New qualifying card members will receive a special rate of 0% on purchases for 12 months from account opening. After the 12-month period, the interest rate will revert to the standard card rate. To qualify for the $200 reward, the cardmember must make $1,000 in new purchases within the first 90 days of account opening. Depending on the card type, eligible rewards will be credited to the account within 2 statement periods as either 20,000 in points or a statement credit. Note: Current card members are not eligible for this offer. Closing and reapplying for the same card during the promotional period is prohibited.

**APR = Annual Percentage Rate. To qualify for the promotional 0% balance transfer rate for 12 months, transferred balances must be made within 45 days of account opening. A balance transfer fee of the greater of 3% of the transferred balance or $10 applies to each transferred balance.

View all Visa Agreements and Disclosures.

Visa Signature Cash Back

NEW! Visa Signature Your Cash Back

  • Earn unlimited 1.5% cash back on all your everyday purchases
  • Built with simplicity in mind and no reward categories to manage
  • Visa Signature benefits provide security, identity, travel and purchase protections
  • Earn bonus cash back when shopping at exclusive merchants through our Cash Back Mall
  • No Annual Fee
Become a CCU member, or contact us at 847.672.3408
Visa Signature Rewards

Visa Signature Flex Rewards

  • Earn 3x points on everyday expenses such as Groceries, Dining, Food Delivery, and 2x points on Gas/EV Charging*, Local Transportation and Streaming Services, plus points on all other purchases
  • Visa Signature benefits include concierge services, bonus shopping offers, travel protections, and exclusive event & experience access
  • No Annual Fee

*Earn 2X points on the first $6,000 in annual Gas/EV purchases, then unlimited 1X points for the remainder of the year. Then, 2X points will reset and can be earned for the following year.

 

Become a CCU member, or contact us at 847.672.3408
Visa Platinum Rewards

Visa Platinum Active Rewards

  • A card that works just as hard as you do with 2x points on everyday Commuting, Live Entertainment & Streaming Services, Fitness & Leisure, and even Cell Phone Services
  • Visa Platinum benefits provide purchase and extended warranty protection, cell phone protection, travel & emergency assistance services, and more
  • No Annual Fee

 

Become a CCU member, or contact us at 847.672.3408
Visa Platinum

Visa Platinum

  • Our lowest rate card, perfect for those new to credit, building credit, or seek the simplicity of a traditional credit card
  • The Visa Platinum card provides purchase and extended warranty protection, roadside dispatch, fraud and credit bureau monitoring, and is mobile/digital wallet capable
  • No Annual Fee
Become a CCU member, or contact us at 847.672.3408
Student Visa Cards

Student Visa

  • Help your student build credit and manage expenses responsibly
  • Available for Students Ages 13-21*
  • Credit Limits Starting as Low as $250
  • No Annual Fee

* A qualified primary applicant is required, the Student will be an authorized user.

Start them on the road toward financial responsibility but maintain your peace of mind with a CCU Student Visa credit card. This card starts building good credit scores while teaching students to budget their finances and manage a line of credit.

All card management is now included within CCU digital banking. If you're new to digital banking, please click the button to visit our new registration page.
Visa Cards FAQs

Manage Your Visa Card

Did you find the right Visa card for you?
  • Activate and Update PIN For Debit Cards: 866-985-2273

  • Credit Card Pin Update: 888-886-0083

  • 24/7 Cardholder Service Debit Cards: 888-908-7833

  • 24/7 Cardholder Service Credit Cards: 866-820-3842

  • 24/7 Fraud Monitoring Service: 888-918-7313

  • Report a Lost or Stolen Card for Debit Cards: 888-908-7833

  • Report a Lost or Stolen Card for Credit Cards: 866-820-3842

Card Services within Digital Banking allows you to enable or disable your card, report it as lost or stolen, and more.

Lock / Unlock Card

Easily and securely enable/disable your card within digital banking.

CardSwap

Updating your payment information just got easier. CardSwap is a single spot to update your card on file wherever you pay – subscription and streaming services, eCommerce merchants, and more.

Visa Alerts

  • Receive a text message or e-mail when your card is used.
  • Set custom alerts for transaction types and dollar amounts for:
    • Approaching credit line
    • Purchases over a selected amount
    • Purchases outside of selected states
    • International purchases
    • Online and phone purchase where the card is not physically present
    • Declined transaction
Please contact us for appropriate paperwork to add or remove an authorized user.
CCU's fraud systems protect against credit transactions done in Iran, Cuba Burma/Myanmar, and Libya.
You may apply online or with a representative to add or remove a joint owner. We will ask for updated personal information such as employment status and income. We will also pull a new credit report. All loan requests are subject to our Loan Review Committee Guidelines.
You may apply online or with a representative for a credit limit increase.

Tap to pay – your way

Check out in seconds with CCU Contactless Visa cards. A quick, convenient, and secure way to pay.

Forgot your credit card?  No problem!  Simply add your credit card to your digital wallet (such as Apple Pay, Google Pay, Samsung Pay, etc.) and your set to tap and pay with your mobile device. Learn more about how to add your CCU Card to your Mobile Wallet with this video.

Related Products
Consolidate your banking with Checking and Savings

CCU Rewards Checking + Visa Cards

Combine your CCU Rewards checking with one of our Visa cards and be on your way to earning up to 5.00% on your rewards checking balances.

Smart Saver

Deposit a minimum of $50 or up to $1,000 each month to earn a higher dividend when paired with a CCU Checking Account.

Blogs & Related Information
Expert tips for Credit Cards
link to blog post Get Smart About Credit Warning Signs

Get Smart About Credit Warning Signs

Credit card debt is very widespread. Here are several warning signs that indicate you’ll need to change your spending habits.

link to blog post The Common Risks of Identity Theft - Part 2

The Common Risks of Identity Theft - Part 2

In part 1, we brought you part of an article detailing identity theft risks. Part 2 gets even more in-depth, helping you to avoid being a victim.

link to blog post Women and Credit: Here’s How to Get on Solid Ground

Women and Credit: Here’s How to Get on Solid Ground

We’re spotlighting information about how women can get on solid financial ground if credit is an issue.

Bank anytime, anywhere.

Download the CCU mobile app for fast, secure access to your accounts, easy transfers, mobile check deposits and more.

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