Whether you're looking for lower rates or better rewards,
we have a card that's right for you.
0% APR+ Intro Rate
0% APR** Balance Transfers
$200 Reward^
+Offer ends December 31, 2025.
*APR = Annual Percentage Rate. Fees may be imposed on the account. Rates are variable, based on the published Prime Rate. For new cards, rates will vary based on creditworthiness.
^This promotion is available for a limited time. New qualifying card members will receive a special rate of 0% on purchases for 12 months from account opening. After the 12-month period, the interest rate will revert to the standard card rate. To qualify for the $200 reward, the cardmember must make $1,000 in new purchases within the first 90 days of account opening. Depending on the card type, eligible rewards will be credited to the account within 2 statement periods as either 20,000 in points or a statement credit. Note: Current card members are not eligible for this offer. Closing and reapplying for the same card during the promotional period is prohibited.
**APR = Annual Percentage Rate. To qualify for the promotional 0% balance transfer rate for 12 months, transferred balances must be made within 45 days of account opening. A balance transfer fee of the greater of 3% of the transferred balance or $5 applies to each transferred balance.
View all Visa Agreements and Disclosures.
Visa Signature Cash Back
- Earn 3% Cash Back on Grocery Store and Convenience Store Purchases*
- Earn 2% Cash Back on Gas
- Earn 1% Cash Back on Everything Else
- No Annual Fee
*Earn 3% cash back on the first $6,000 in annual Grocery Store and Convenience Store Purchases, then unlimited 1% for the remainder of the year. Earn 3X points on the first $6,000 in annual Grocery Store and Convenience Store Purchases, then unlimited 1X points for the remainder of the year.
Visa Signature Rewards
- Earn Reward Points for Merchandise or Travel
- Earn 3X Points on Grocery Store and Convenience Store Purchases*
- Earn 2X Points on Gas
- Earn 1X Points on Everything Else
- No Annual Fee
*Earn 3% cash back on the first $6,000 in annual Grocery Store and Convenience Store Purchases, then unlimited 1% for the remainder of the year. Earn 3X points on the first $6,000 in annual Grocery Store and Convenience Store Purchases, then unlimited 1X points for the remainder of the year.
Visa Platinum Rewards
- Low Rate Card
- Earn Unlimited 1x Reward Points Toward Gift Cards, Merchandise, Travel & More
- No Annual Fee
Visa Platinum
- Our Lowest Rate Card
- Generous Credit Limits
- No Annual Fee
Student Visa
- Start Building Good Credit
- Available for Ages 13 to 21
- Credit Limits Starting at $250
- No Annual Fee
Start them on the road toward financial responsibility but maintain your peace of mind with the CCU Student Visa credit card. This card starts building good credit scores while teaching students to budget their finances and manage a line of credit.
Helpful Phone Numbers
Activate and Update PIN For Debit Cards: 866-985-2273
Credit Card Pin Update: 888-886-0083
24/7 Cardholder Service Debit Cards: 888-908-7833
24/7 Cardholder Service Credit Cards: 866-820-3842
24/7 Fraud Monitoring Service: 888-918-7313
Report a Lost or Stolen Card for Debit Cards: 888-908-7833
Report a Lost or Stolen Card for Credit Cards: 866-820-3842
Replacement Card and Card Management
Card Services within Digital Banking allows you to enable or disable your card, report it as lost or stolen, and more.
Lock / Unlock Card
Easily and securely enable/disable your card within digital banking.
CardSwap
Updating your payment information just got easier. CardSwap is a single spot to update your card on file wherever you pay – subscription and streaming services, eCommerce merchants, and more.
Visa Alerts
- Receive a text message or e-mail when your card is used.
- Set custom alerts for transaction types and dollar amounts for:
- Approaching credit line
- Purchases over a selected amount
- Purchases outside of selected states
- International purchases
- Online and phone purchase where the card is not physically present
- Declined transaction
Add or Remove an Unauthorized User
Protected Credit Transactions
Add or Remove a Joint Owner
Request a Credit Limit Increase
Tap to pay—your way
Check out in seconds with CCU Contactless Visa cards. A quick, convenient, and secure way to pay.
Related ProductsStudent Choice Checking
Empower your child on the path toward financial independence with a teen checking account.
Smart Saver
Deposit a minimum of $50 or up to $1,000 each month to earn a higher dividend when paired with a CCU Checking Account.
Learn about Business Visa Cards here.
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Women and Credit: Here’s How to Get on Solid Ground
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Bank anytime, anywhere.
Download the CCU mobile app for fast, secure access to your accounts, easy transfers, mobile check deposits and more.
