Visa Cards
Whether you're looking for lower rates or better rewards,
we have a card that's right for you.
0% APR+ Intro Rate
0% APR** Balance Transfers
$200 Reward^
+Offer ends December 31, 2025.
*APR = Annual Percentage Rate. Fees may be imposed on the account. Rates are variable, based on the published Prime Rate. For new cards, rates will vary based on creditworthiness.
^This promotion is available for a limited time. New qualifying card members will receive a special rate of 0% on purchases for 12 months from account opening. After the 12-month period, the interest rate will revert to the standard card rate. To qualify for the $200 reward, the cardmember must make $1,000 in new purchases within the first 90 days of account opening. Depending on the card type, eligible rewards will be credited to the account within 2 statement periods as either 20,000 in points or a statement credit. Note: Current card members are not eligible for this offer. Closing and reapplying for the same card during the promotional period is prohibited.
**APR = Annual Percentage Rate. To qualify for the promotional 0% balance transfer rate for 12 months, transferred balances must be made within 45 days of account opening. A balance transfer fee of the greater of 3% of the transferred balance or $10 applies to each transferred balance.
View all Visa Agreements and Disclosures.
NEW! Visa Signature Your Cash Back
- Earn unlimited 1.5% cash back on all your everyday purchases
- Built with simplicity in mind and no reward categories to manage
- Visa Signature benefits provide security, identity, travel and purchase protections, and more
- Earn bonus cash back when shopping at exclusive merchants through our Cash Back Mall
- No Annual Fee
Visa Signature Flex Rewards
- Earn 3x points on everyday expenses such as Groceries, Dining, Food Delivery, and 2x points on Gas/EV Charging*, Local Transportation and Streaming Services, plus 1x points on all other purchases
- Visa Signature benefits include concierge services, bonus shopping offers, travel protections, and exclusive event & experience access
- No Annual Fee
*Earn 2X points on the first $6,000 in annual Gas/EV purchases, then unlimited 1X points for the remainder of the year. Then, 2X points will reset and can be earned for the following year.
Visa Platinum Active Rewards
- A card that works just as hard as you do with 2x points on everyday Commuting, Live Entertainment & Streaming Services, Fitness & Leisure, and even Cell Phone Services, plus 1x on all other purchases
- Visa Platinum benefits provide purchase and extended warranty protection, cell phone protection, travel & emergency assistance services, and more
- No Annual Fee
Visa Platinum
- Our lowest rate card, perfect for those new to credit, building credit, or seek the simplicity of a traditional credit card
- The Visa Platinum card provides purchase and extended warranty protection, roadside dispatch, fraud and credit bureau monitoring, and is mobile/digital wallet capable
- No Annual Fee
Student Visa
- Help your student build credit and manage expenses responsibly
- Available for Students Ages 13-21*
- Credit Limits Starting as Low as $250
- No Annual Fee
* A qualified primary applicant is required, the Student will be an authorized user.
Start them on the road toward financial responsibility but maintain your peace of mind with a CCU Student Visa credit card. This card starts building good credit scores while teaching students to budget their finances and manage a line of credit.
Helpful Phone Numbers
Activate and Update PIN For Debit Cards: 866-985-2273
Credit Card Pin Update: 888-886-0083
24/7 Cardholder Service Debit Cards: 888-908-7833
24/7 Cardholder Service Credit Cards: 866-820-3842
24/7 Fraud Monitoring Service: 888-918-7313
Report a Lost or Stolen Card for Debit Cards: 888-908-7833
Report a Lost or Stolen Card for Credit Cards: 866-820-3842
Replacement Card and Card Management
Card Services within Digital Banking allows you to enable or disable your card, report it as lost or stolen, and more.
Lock / Unlock Card
Easily and securely enable/disable your card within digital banking.
CardSwap
Updating your payment information just got easier. CardSwap is a single spot to update your card on file wherever you pay – subscription and streaming services, eCommerce merchants, and more.
Visa Alerts
- Receive a text message or e-mail when your card is used.
- Set custom alerts for transaction types and dollar amounts for:
- Approaching credit line
- Purchases over a selected amount
- Purchases outside of selected states
- International purchases
- Online and phone purchase where the card is not physically present
- Declined transaction
Add or Remove an Unauthorized User
Protected Credit Transactions
Add or Remove a Joint Owner
Request a Credit Limit Increase
Tap to pay – your way
Check out in seconds with CCU Contactless Visa cards. A quick, convenient, and secure way to pay.
Forgot your credit card? No problem! Simply add your credit card to your digital wallet (such as Apple Pay, Google Pay, Samsung Pay, etc.) and your set to tap and pay with your mobile device. Learn more about how to add your CCU Card to your Mobile Wallet with this video.
Related ProductsCCU Rewards Checking + Visa Cards
Combine your CCU Rewards checking with one of our Visa cards and be on your way to earning up to 5.00% APY on your rewards checking balances.
Smart Saver
Deposit a minimum of $50 or up to $1,000 each month to earn a higher dividend when paired with a CCU Checking Account.
Learn about Business Visa Cards here.
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Bank anytime, anywhere.
Download the CCU mobile app for fast, secure access to your accounts, easy transfers, mobile check deposits and more.
