Student Choice® Checking
Student Choice® Checking*
For members 13 to 17 years old.
Enjoy these free benefits:
- Easy access through digital banking and Zelle
- 30,000+ ATMs, $25 in ATM fee reimbursements, and 5,000+ shared branches
- Get paid up to two days early with direct deposit**
- No monthly maintenance fees
Frequently Asked QuestionsWhat happens to the account when the student member reaches the age of 18?
The member will receive an email notice about switching to a different checking account option, such as Rewards Checking.
What happens to the parent or guardian's joint ownership when the student turns 18?
When the student transitions to a new checking account at age 18, the parent may choose to remain a joint owner or be removed from the account.
Related ProductsExplore more great CCU options.
Savings
We offer flexible savings account options for every stage of your financial life.
Free Checking
Pay bills, get cash, and transfer money, all without monthly fees. Plus, zero minimum balance.
Bank anytime, anywhere.
Download the CCU mobile app for fast, secure access to your accounts, easy transfers, mobile check deposits and more.
* Qualification for Student Choice Checking requires a parent or guardian as a joint owner on the account, who must agree to be legally responsible for all account activity. If approved, the student’s name will appear on her/his own VISA Debit Card. Minimum $5.00 opening deposit required. For more information, please call 877.ASK.CCCU (877.275.2228).
**Early fund access depends upon your employer sending us notification of the paycheck ahead of the scheduled deposit date. For this reason, we cannot guarantee early deposits in all cases.