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Smart Saver

Your someday
can start today.
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Earn 3.00% APY* with CCU Checking

  • Open a CCU Checking Account
  • Deposit a minimum of $50, up to a maximum of $1,000 to Smart Saver each month
  • Direct or mobile (remote) deposit or ACH credits totaling $500 or more to your CCU Checking monthly
  • eDocuments enrollment
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Automated transfers make it easy

Set up automatic transfers from your CCU Checking account or even from your account at another institution to help build your savings.

Save up to $1,000 a month

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Whatever your someday dream may be, whether it's a trip to Ireland, a down payment on your first home, or the wedding of your dreams, it’s now within reach with Smart Saver.

Without a checking relationship, you can still earn .25% APY with a Smart Saver Account.

For complete rates qualifications, please refer to CCU's Terms and Conditions.

Download our mobile app for secure, on-the-go banking.

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Related Products
More savings options to explore.

Certificates

Our Certificates of Deposit are a safe, steady, and reliable way to save your money. Lock in a great rate and watch your savings grow.

Savings

Find the right savings account for you. We offer flexible options to help you earn valuable dividends.

Blogs & Related Information
Expert tips for smart saving.
link to blog post 7 Tips to Model Healthy Money Management

7 Tips to Model Healthy Money Management

As adults, how we handle finances sends a powerful message to children. Here are seven ideas to help shape kids' attitudes about finances. 

link to blog post What is the True Cost of Convenience?

What is the True Cost of Convenience?

Many people enjoy the ease and convenience of home grocery delivery and meal delivery services. But what's the full cost? 

link to blog post Emergencies Happen – Here’s How to Prepare

Emergencies Happen – Here’s How to Prepare

When an unexpected expense occurs, it’s important to be financially prepared. With these 5 steps you can start building an emergency fund.

Bank anytime, anywhere.

Download the CCU mobile app for fast, secure access to your accounts, easy transfers, mobile check deposits and more.

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*APY = Annual Percentage Yield. Initial and monthly recurring deposit maximum is $1,000. Funds in excess of the $1,000 deposit limit each month will be automatically transferred to Membership Savings. Smart Saver rate will drop to .25% APY if a withdrawal occurs during the month or minimum qualifications per month are not met. Please read complete terms and conditions.