Money when you need it — for whatever you need.
Save thousands with an unsecured, fixed-rate, low-interest personal loan.
Consolidate & Pay Down Debt
Get Emergency Funds
Cover unexpected expenses with a fixed-rate loan to avoid compounding interest rates.
Start Home Improvements
Cover Medical Expenses
Dream Big
Access Funds Same-Day
Applying is as easy as 1-2-3
Whether you're planning something exciting or dealing with something unexpected, we're here to help. At CCU, we're in your corner with flexible loan options for every budget.
Apply for a Loan
Apply online, in person, or by phone.
- Online: Log into digital banking, select the "Open an Account" tab, then choose "Personal Loan."
- In Person: Visit any CCU branch.
- By Phone: Call us at 847.672.3408 and we'll guide you through the process.
Calculate Your Monthly Payment
Provide the requested information to receive your personalized loan offer. Once you get your pre-qualified rate, select the terms and payment plan that work best for you.
Receive Your Funds
Accept your loan offer and choose the CCU account to deposit the funds. Sign the documents and receive your funds as quickly as the same day.
Personal Loan Rates
| Type | Terms & Conditions | Term | APR as low as* |
|---|---|---|---|
| Share Secured | Based on loan amount and credit qualifications | Variable** | |
| Personal Loan (Unsecured) | Based on loan amount and credit qualifications | 8.99% |
*APR = Annual Percentage Rate. Not all applicants may qualify for the fixed base rate. Your rate is determined by your credit history. Rates listed include applicable discounts of 0.25% APR. For details, please ask a CCU Rep. VISA, variable, overdraft protection, real estate, share secure, and existing CCU loans are excluded from any rate deductions. An example of payment terms is as follows: a personal loan financed with an APR of 8.99% and a term of 36 months would have a monthly payment per thousand dollars of $31.80.
**The Share Secured loan is a variable rate loan and may increase after consummation.
Related ProductsSecured Loan Rates
| Term | APR as low as* |
|---|---|
| 36 Months | 8.20% |
| 48 Months | 8.70% |
| 60 Months | 9.00% |
| 72 Months | 9.70% |
| 84 Months | 10.20% |
*APR = Annual Percentage Rate. Not all applicants may qualify for the fixed base rate. Your rate is determined by your credit history. Rates listed include applicable discounts of 0.25% APR. For details, please ask a CCU Rep. VISA, variable, overdraft protection, real estate, share secure, and existing CCU loans are excluded from any rate deductions. An example of payment terms is as follows: an amount financed of $20,000 with an APR of 8.20% and a term of 36 months would have a monthly payment of $629.00.
Powersports
Enjoy the ride with a Powersports Loan from CCU. Great, low rates for all new and used bikes, jet skis, ATVs or any powersport ride. Have a loan elsewhere? Look into refinancing to see if you can save on your monthly payment.
- Low rates, flexible terms.
- No pre-payment penalty.
- A quick and easy approval process.
Recreational Vehicles
Our power sport loans offer competitive fixed rates for motorhomes, campers, and boats for purchase or refinance.
- 100% financing for qualified members
- Great fixed rates with flexible terms
- Refinancing available on loans from other lenders.
- A quick and easy approval process.
Combine your CCU + Visa Credit Card
Open a CCU Rewards Checking account and manage your money, your card, and your rewards—all with one login.
CCU Savings Account
Open a CCU Savings Account and take the first step toward your financial goals. Whether you're building an emergency fund or saving for something special, you'll earn competitive dividends and enjoy easy access to your money.
Bank anytime, anywhere.
Download the CCU mobile app for fast, secure access to your accounts, easy transfers, mobile check deposits and more.
