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People who take out a payday loan typically expect it to be a one-time thing. They take out $250 fully intending to pay it back in two weeks or less. However, the average payday loan customer is in debt for five months and pays $520 in interest (on top of the original loan amount) according to Pew.

Will Social Security run out of money in the 2030s? For years, Americans have been warned about that possibility. Those warnings, however, assume that no action will be taken to address Social Security’s financial challenges.

The early stages of adulthood tend to bring on a combination of expenses big and small. It’s easy to find yourself facing costs for everything from car repair to unexpectedly high utility bills. For many of those in their twenties, it can begin to feel very overwhelming and some might be tempted to channel all the chaos into one quick credit card swipe.

There are many things to consider before purchasing any car, but a new car might bring up some particular questions. There are pros and cons to buying new cars, just as there are pros and cons to buying used cars.

Will your heirs receive a fair share of your wealth? Will your invested assets go where you want them to when you die?

Every year the U.S. Treasury redeems over $30 million worth of damaged and mutilated currency. Do you know how to get damaged US currency replaced?

Trying to determine how Wall Street will behave next week, next month, or next year is difficult. Some feel it is impossible. That is not to say forecasting is useless. You could even argue that it is a necessity.

A worldwide selloff occurs after the United Kingdom votes to leave the European Union. Provided by Michael Bohne, CRPC® and Stuart Cooper, CRPC® A wave of anxiety hit Wall Street Friday morning. Thursday night, the United Kingdom elected to become the first nation state to leave the European Union. The “Brexit” can potentially be finalized […]

One of the best things about summer is that it’s “Grill Season”. A properly operating grill can make all the difference in the outcome of your grilling endeavors. Your grill works hard for you all summer, sometimes year-round, to give you delicious food. Show your appreciation and care for it by keeping it well-maintained. The time it takes is minimal and the payback is well worth it.

Cybersecurity experts continually identify the use of strong, unique passwords as one of their top recommendations. However, this is also one of the least followed recommendations because unless you know the tricks, it’s difficult to remember strong, unique passwords for every login and website.

Financially speaking, what do some households do right?

Backpacks, notepaper, clothes, and school supplies are more varied than ever. There’s no need to pay a fortune for these things when you shop smart.

Why don’t more young adults buy life insurance? Shopping for life insurance may seem confusing, boring, or unnecessary. Yet when you have kids, get married, buy a house or live a lifestyle funded by significant salaries, the need arises.

Wall Street has had a rather calm summer. How about fall? Will volatility increase before and after Election Day?

News of Donald Trump’s election victory did not upend the equities markets. As word of his largely unexpected Electoral College win traveled around the world, most major indices did not suffer alarming losses.

Did you start a new job or leave a job behind? Did you retire? Did you start a family? If notable changes occurred in your personal or professional life, then you will want to review your finances before this year ends and 2017 begins.

Automated Teller Machines (ATMs) provide a quick and convenient way to withdraw money from your account. Unfortunately, the popularity of ATMs may also attract thieves. So it’s important to be aware of your surroundings when using an ATM.

In life, there are times when simple decisions can have a profound impact. The same holds true when it comes to personal finance. Here are some simple choices you could make that may leave you better off financially – in the near term, the long term, or both.