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Business Accounts

At CCU, we are dedicated to serving our Member’s needs. Whether you are a start-up company or a multi-million dollar corporation, we have a business account tailored to fit your needs. Find out more about our competitive and easily manageable accounts below.

Freedom Business Checking

Enjoy the freedom of stress free checking. Freedom Business Checking was designed for businesses that have lower account activity.  100 free transactions* and no minimum balance requirements. 

Power Business Checking

Experience the strength of the Power Business Checking account, which was created for businesses that have more advanced needs and higher activity levels. Revel in 500 free transactions* while maintaining a $5,000 average daily balance, and avoid paying the $20 monthly maintenance fee. Plus, we pay you dividends!

Choice Commercial Checking

If your company has higher volumes and uses a variety of treasury management services, say yes to Choice Commercial Checking.  Aimed to help you run your business more efficiently and keep up with its high demands, this account helps offset fees with an earning credit each month.  

Community Checking – (Not for Profit & Nonprofits)

We understand that Not for Profit, Nonprofits, and Government Entities have distinct needs, which is why our Community Checking members enjoy 300 transactions* a month for free, no minimum balance requirements and earn dividends on balances over $500.  This allows you to keep your attention on what matters, our communities.

*Transactions include deposits, deposited items, paid items, ACH credits, ACH debits, and RDC items.
FeaturesFreedom Business CheckingPower Business CheckingCommunity CheckingFee/DetailChoice Commercial Checking
Minimum Average Collected Balance to avoid monthly maintenance fee $0$5,000$0 Earning Credit based, consult Member Business Services.
Transactions allowed with no charge100500300$0.25 per item in excess
Monthly Maintenance Fee$0$20$0Waived if maintains average daily balance requirement
Business Online BankingTwo users for free; $5 each month per user thereafter
Business Bill pay40 free; $0.50 thereafter
Electronic StatementsNo charge
Paper Statements$5/month /account

Business Savings

CCU means business with all of the opportunities we offer to company leaders. Business Membership Savings is the entry-level, short-term savings account that allows you access to all of the high-end banking features to help grow your business.

  • $5 Membership fee to open
  • No minimum balance required if you have a business checking account
  • Earn dividends on balances exceeding $5

Business Money Market

Your money will work hard for you at CCU, but it will never be far from reach in this money market account. Your savings will grow and you'll have instant access to liquid capital through personalized checks. Some limitations do apply. Please ask a representative for more details.

  • Open your account with as little as $500
  • Earn dividends on balances exceeding $500

High Yield Business Money Market

If you're ready to make a serious investment, this account is designed for you. With competitive rates and greater dividends, watch your savings start to pile up.

  • Open your account with a minimum of $100,000
  • Enjoy higher rates on your investment

What Information Will I Need to Open a Business Account?

Accounts must be opened in person at one of our many service centers.

  • Sole Proprietor – You will need an Assumed Name Certificate from the county. Picture ID's and SSN's will be required on all account signers. If using a TIN/EIN to establish an account, provide Tax ID Letter from IRS or the first page of a tax return.
  • Partnership – You will need your Partnership Agreement showing who the partners are and indicating which partners are authorized to sign. Picture ID's and SSN's will be required on all account signers. If using a TIN/EIN to establish account, provide Tax ID Letter from IRS or first page of tax return.
  • Corporation – You will need your Articles of Incorporation. Picture ID's and SSN's will be required on all account signers. If your business uses a different name to conduct business which is different from the legal entity name, provide an Assumed Name Certificate from the county. If possible, provide Tax ID Letter from IRS or first page of tax return to confirm TIN/EIN.
  • Limited Liability Corporation (LLC) – You will need your Articles of Organization. Picture ID's and SSN's will be required on all account signers. If your business uses a different name to conduct business which is different from the legal entity name, provide an Assumed Name Certificate from the county. If possible, provide Tax ID Letter from IRS or first page of tax return to confirm TIN/EIN.
  • Organizations/Associations – You will need your Organizational By-Laws. Picture ID's and SSN's will required on all account signers. If possible, provide Tax ID Letter from IRS or first page of tax return to confirm TIN/EIN.

CCU does not offer accounts for political services or campaigns, cannabis related businesses or money service businesses.