Refinance

Refinancing Your Home

Refinancing could lighten your financial load in a several ways. With the equity you already have in your home and a good rate, you might be surprised what you can do.

Some Reasons to Refinance:

• Switch from an adjustable-rate loan to a fixed-rate mortgage
• Change from one adjustable-rate loan to another to lower your monthly payment
• Reduce your interest rate and your monthly payment
• Build equity faster by shortening the term of your loan to 15 or 20 years
• Free up funds for home improvements or debt consolidation

Membership is required prior to loan funding. To learn more about opening a membership, click here.

Refinancing Options

Our Mortgage Professionals will walk you through the refinancing options available and answer any questions you may have. Call 877.ASK.CCU (877.275.2228)

Submit an e-Inquiry >

^15-Year Fixed Rates are accurate as of 3/1/25, available for a limited time, and subject to change without notice. All loans are subject to credit approval, membership eligibility, and underwriting guidelines. The advertised rate applies to owner-occupied properties and assumes excellent credit, a qualifying loan-to-value (LTV) ratio, and other eligibility factors. Additional terms, conditions, and restrictions may apply. Contact us for full details. Payment Example: A $200,000 loan with 25% down at a 5.99% APR on a 15-year fixed mortgage would result in a monthly principal and interest payment of approximately $1,318.57. This does not include taxes and insurance, which will increase the total payment.

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