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Purchase


Lock in a special 5.99% rate on our 15-year fixed mortgage^



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Purchasing a Home

As the people in your corner, we've invested our energy into streamlining and updating the entire mortgage process. We're pleased to bring you a faster, more technologically advanced way to finance your home.

Membership is required prior to loan funding. To learn more about opening a membership.


Get Pre-Qualified Online

Be ready to buy! When a fantastic opportunity appears, make sure you're in a position to act. If you discover that perfect home for you, be ready with a pre-qualification letter from CCU. It's a document that lists how much you can afford, and it shows real estate agents you're serious about buying.

Get Pre-Qualified Now

Already have a Purchase application in process?

Check Application Status Here

Home Buying Questions?

Our Mortgage Professionals will walk you through the home buying process and answer any questions you may have. Call 877.ASK.CCU (877.275.2228)

Submit an e-Inquiry >

Start Your Home Search

Where to live? Your choice will influence every aspect of your daily life for years to come. Take the time to choose wisely. Did you know you can save money and earn a cash reward when you either buy or sell your home?

Click to Learn More About Cash Rewards >


^15-Year Fixed Rates are accurate as of 3/1/25, available for a limited time, and subject to change without notice. All loans are subject to credit approval, membership eligibility, and underwriting guidelines. The advertised rate applies to owner-occupied properties and assumes excellent credit, a qualifying loan-to-value (LTV) ratio, and other eligibility factors. Additional terms, conditions, and restrictions may apply. Contact us for full details. Payment Example: A $200,000 loan with 25% down at a 5.99% APR on a 15-year fixed mortgage would result in a monthly principal and interest payment of approximately $1,318.57. This does not include taxes and insurance, which will increase the total payment.


HOME MORTGAGE DISCLOSURE ACT NOTICE

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be inspected. To receive a copy of this data, send a written request to 300 N Field Dr, Lake Forest, IL 60045. Attn: Manager of Mortgage Operations.

Consumers Mortgages NMLS#692733