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Home Loans

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Purchase

Buying a home has never been easier. We've streamlined and updated the entire mortgage process for you.


Purchase Information

Refinance

Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your monthly payment.

Refinance Information

Home Equity

Put your home's equity to work with a great rates and flexible terms with a home equity loan or line of credit.


Home Equity Information

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Get Pre-qualified Online

Ready to get serious about finding your next home? A pre-qualification from Consumers Mortgages is a great next step. It takes just minutes to choose a CCU Mortgage Officer and receive your pre-qualification letter. This letter will let you know how much you can afford and shows real estate agents you’re a serious buyer.

Get Pre-Qualified

Mortgage options to meet all your needs.

Knowing your choices gives you the power to make the right decision.

  • Fixed & Adjustable Rates
  • 1st & 2nd Mortgages
  • Down payment options as little as 3%
  • Conforming, Jumbo & Unique Loans
  • Government & Conventional Financing
  • Investment or Rental Property Financing
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Meet the Team

Choose a Consumers Mortgage SM that's right for you.

  • 30-Year Fixed

    This steady and consistent option makes planning and budgeting easiest.

    4.500% INTEREST RATE
    4.590% APR

  • 15-Year Fixed

    A fixed payment plan that lets you pay-off the loan balance quickly.

    3.875% INTEREST RATE
    4.030% APR

  • 10/1-Year ARM

    A lower initial plan with a fixed rate for the first 10 years. Good choice for shorter term purchases.

    4.000% INTEREST RATE
    4.827% APR

  • 7/1-Year ARM

    A fixed rate for the first 7 years. Enjoy a lower rate and the flexibility of a shorter term loan.

    3.875% INTEREST RATE
    5.050% APR
See More Mortgage Options

*Rates posted are indications only and are subject to change without notice. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. The quotes are based on a specific loan amount for the purchase of a single family primary residence.

Start Your Application Online

Select a home loan option

PurchaseRefinanceHome Equity

HOME MORTGAGE DISCLOSURE ACT NOTICE

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be inspected. To receive a copy of this data, send a written request to 1075 Tri-State Parkway, Gurnee, IL 60031, attn: Director of Mortgage Lending.

Consumers Mortgages NMLS#692733