Thank you for your interest in opening an account or requesting a loan from Consumers Credit Union. These are the requirements to open a share account (which gives you Membership) and to apply for a loan. As always, contact us if you have any questions.
Benefits of Membership:
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All Accounts:
- To join Consumers Credit Union you must be a Member of the Consumers Cooperative Association via a
payment of a one-time $5.00 Membership fee
- Application and payment for Membership to the Consumers Cooperative Association can be done at the end of the application process.
Identification Minimum Requirements*
Adults (18 years old and older). Additional documents may be required.
- Valid, unexpired U.S. government (Federal or State) issued ID that includes a photo. Example: Drivers License, U.S. Passport or State ID.
- For picture ID's not having your current address, you will need to bring additional documentation. For example 2 current (not past due) utility bill for your current address.
- Non-U.S. Citizens: Mexican Matricula Consular ID and your original ITIN letter. U.S. Permanent Alien Resident card, and Social Security card, and a current utility bill. Additional documents may be required.
Minors (13-17 years old). Additional documents may be required.
- Valid, unexpired U.S. government (Federal or State) issued ID that includes a photo (Example: Drivers License, U.S. Passport or State ID) and Social Security Number (copy or memorized number is OK).
- Current School ID and original (no copies) Social Security Card.
- Parent or legal guardian must be joint on the account and provide appropriate ID as noted above.
Minors (12 years old and younger). Additional documents may be required.
- Original Social Security Card (no copies or substitutes).
- Parent or legal guardian must be joint on the account and provide appropriate ID as noted above.
Additional Items for Loan Applications:
- Last two (2) recent pay stubs
- Two (2) recent years of Tax Returns – full documentation.
- Five (5) references, with complete contact information including addresses and phone numbers
- Two (2) utility bills for your current home address
- For Mortgages and Home Equity Loans additional documents may be needed. Please contact a CCU Mortgage Professional for information on these requirements.
Items for Online Application Processing
For Share Account Applications:
- Applicant must be 18 years of age or older
- Valid, unexpired Drivers License or State ID
- Social Security Number
For Loan Applications:
- Applicant must be 18 years or age or older
- Valid, unexpired U.S Government (Federal or State) issued ID
- Social Security Number
- Last two (2) recent pay stubs
- Five (5) references, with complete contact information including addresses and phone numbers
Additional Information
For additional information on requirements related to CCU accounts:
- Please contact a CCU representative by phone, email or stop by one of our service centers.
- Additional Account information is available via our New Member/Account Booklet
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* The use of false, forged altered, fraudulent, or stolen identification to open a Consumers Credit Union account will result in criminal prosecution.
