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Get a Beauty of a Deal with Our Low APR Car Loans

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200 Cash BackJuly Auto Loan $200 Cash Bonus Event

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As The People In Your CornerTM, we're giving a $200 cash bonus* if you find your next vehicle through CCU’s Car Buying Service powered by TrueCar and finance it through us. Save time, get upfront pricing, customize your ride and enjoy shopping online!

*Mention this offer to your Loan Representative to determine if you qualify to receive the cash bonus. To receive this cash bonus, an auto loan must be booked through CCU, and auto purchase must be made at a certified dealer through CCU’s Car Buying Service purchasing process.  Auto application must be submitted between 7/1/2024-7/31/2024 and loan funded by 8/31/24 to qualify. Additionally, a minimum loan amount of $10,000 is required to receive this cash bonus. Current CCU loans are not eligible for the cash bonus. May not be combined with any other vehicle promotional offers. The total amount financed may include proceeds for loan protection coverage such as Guaranteed Asset Protection (GAP), Mechanical Repair Coverage (MRC), and Loan Payment Protection (LPP). The cash bonus will be awarded in the form of a direct deposit to your Credit Union checking or savings account within 45 business days from the funding date of the loan.

– Rates as low as 5.99% APR**

When it comes to financing your next vehicle, Consumers Credit Union is in your corner.

Find out how easy it is to get behind the wheel of your dream car hassle-free with incredible rates and 100% financing for qualified buyers
At CCU, we have some of the best auto loan rates, and we'll work with you step-by-step toward pre-approval and then ownership. Whether you're looking for a brand-new car, classic auto, used car, motorcycle or RV, our low rates and top-notch service can make buying your desired ride a reality. And if you're looking to refinance, you can expect the same level of care and attention that new buyers receive. As a member of CCU, you deserve nothing less.

Cruise Through the Auto Loan Process

Buying a car can be exciting. With CCU's competitive rates, easy application, and superior financing, you'll experience a smooth experience from beginning to end. Get pre-qualified before you shop to save time. You can apply for membership here, and check your status here.


1. Pre-approval

A pre-approval on an auto loan could save you money and time.


2. Calculate Your Monthly Payment

Easily find out how much money to borrow, monthly payments, taxes, and fees.
Loan Calculator


3. Shop Around

With financing in hand, shop confidently for your next car. Use our Consumers Car Buying Service by TrueCar to save time and money.


4. Complete Loan Documents

After you find your new vehicle, send us the purchase agreement via email or fax. You can sign documents right from your phone, online, or by visiting a local branch.


5. Funds Sent Direct to the Dealership

CCU will send a check directly to the dealership (seller), or we'll have it ready for you to pick up!

More Perks with a Car Loan from Consumers Credit Union

An auto loan or refinance from CCU give you even more perks, from protecting your new purchase to saving on repairs.

Consumers car buying service, powered by TrueCar. See what others paid for the new car you want, then get member pricing on in-stock vehicles.
Learn more about TrueCar.

Explore what enterprise car sales has to offer. Vehicles at Enterprise Rent-A-Car spend an average of 12 months in the fleet receiving regular maintenance.

Learn more about Enterprise.



Mechanical repair coverage with 24-hour emergency service.
Learn more here.

Protect your investment with Guaranteed Asset Protection Coverage (GAP). The GAP program can help fill the gap between what your vehicle insurance will pay and what you own on your loan. 
Learn more about GAP.


Ready to Get Started with an Auto Loan from CCU?

Our loans are available to finance new and used vehicles, RVs, motorcycles, and boats. We can even refinance an existing auto financing loan. Let Consumers Credit Union help you shift into the next gear of vehicle ownership.

Become a Member of CCU!

At Consumers Credit Union, we're more than just auto loans. As a valued member of CCU, you'll have access to lower interest rates on home and business loans, higher yields on savings accounts and CDs, free financial advice, and so much more.

Become a Member Today!


Car Loan Rates

Loan TermAPR - 2022 to NewerAPR - 2018 to 2021**
0 - 60 months5.99%6.68%
61 - 72 months6.34%6.84%
73 - 84 months7.44%7.89%

**APR = Annual Percentage Rate. Not all applicants may qualify for the fixed base rate. Your rate is determined by your credit history. Rates listed include applicable discounts of 0.25% APR, for details please ask a CCU Rep. VISA, variable, real estate, share secure and existing CCU loans are excluded from any rate deductions. An example of payment terms are as follows: a vehicle financed with an APR for 5.99% and a term of 60 months would have an approximate monthly payment per thousand dollars of $19.33.  View rates on model years 2017 and older

Consumers Credit Union Auto Loans FAQs