Of the 62 million women between 21 and 64 in the workforce, only 45% participate in a retirement plan. Since women outlive men by at least two years, on average, an even bigger nest egg would be recommended.
What is your definition of financial independence? Is it when you no longer have to work another day in your life, because all of your financial needs are met from the income of your investments?
If you haven’t joined the mobile banking revolution, it’s time to jump on the bandwagon. You’re missing out on some great benefits. Mobile banking offers many advantages, such as good security, easy access, and true banking freedom.
At any age, health care is a priority. When you retire, however, you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive tests and routine checkups.
It can be a bit disheartening to work hard all week, only to discover how much of your pay was withheld. If you have ever looked at your paycheck and didn’t know the meaning of each part of it, it’s time to learn.
It’s easy to dismiss a missing piece of mail as just having gotten lost somewhere along the way. But if there is a pattern of lost mail or particularly sensitive correspondence has mysteriously gone missing, err on the side of caution and take protective actions.
Do you want to know the major reason your financial New Year’s resolutions could fail? Even with the best intentions, it could just be a bad resolutions to begin with. You would think any resolution to improve your finances would be a good thing but that’s not always the case. Vague goals without benchmarks or […]
Identity theft is a troubling topic for many. It occurs more often than we would like, and it is difficult to pick up the pieces once it has happened. The U.S. Department of Justice reports that 17.6 million Americans were victims of identity theft in 2014. With so many victims of identity theft, you should […]
Will you be receiving a tax refund this year? If so, you might want to think about the destiny of that money. By carefully considering how to use your refund in advance, you may be able to avoid asking yourself, later, that age-old question … “Where did it all go?”
Cybersecurity experts continually identify the use of strong, unique passwords as one of their top recommendations. However, this is also one of the least followed recommendations because unless you know the tricks, it’s difficult to remember strong, unique passwords for every login and website.
Why don’t more young adults buy life insurance? Shopping for life insurance may seem confusing, boring, or unnecessary. Yet when you have kids, get married, buy a house or live a lifestyle funded by significant salaries, the need arises.
Did you start a new job or leave a job behind? Did you retire? Did you start a family? If notable changes occurred in your personal or professional life, then you will want to review your finances before this year ends and 2017 begins.
Automated Teller Machines (ATMs) provide a quick and convenient way to withdraw money from your account. Unfortunately, the popularity of ATMs may also attract thieves. So it’s important to be aware of your surroundings when using an ATM.
In life, there are times when simple decisions can have a profound impact. The same holds true when it comes to personal finance. Here are some simple choices you could make that may leave you better off financially – in the near term, the long term, or both.