Pay an amazing rate of 1.99% APY** on all balance transfers and cash advances completed July 15, 2017 through September 30, 2017!
Don't have a CCU Credit card? Check out our cards!
Experience the freedom of our lowest rate credit card! The CCU Platinum VISA credit card offers generous credit limits, and no maintenance fees.
VISA Platinum Rewards
Earn one rewards point for every dollar used to make purchases with this card. Points can be redeemed in the CuRewards mall for gifts and travel! The CCU Platinum VISA credit card includes all of the great features of our Platinum card, plus you get rewarded every time you use it.
VISA Signature Cash Rebate
Enjoy a "3-2-1 cash rebate" on all purchases. Our CCU VISA Signature Cash Rebate card offers 3% cash rebate on up to $6,000 in "grocery/convenience store" purchases annually, 2% cash rebate for "gas "purchases and 1% cash rebate for all other purchases!
VISA Signature Rewards
Rack up points on all of your day to day purchases! Our CCU VISA Signature Rewards card offers points redeemable for great gifts and travel in the CURewards mall. Earn 3x the points on up to $6,000 in "grocery/convenience store" purchases annually, 2x the points for "gas" purchases and 1x points on all other purchases!
Start them on the road toward financial responsibility but maintain your peace of mind with the CCU Student Visa© credit card. This card starts building good credit scores while teaching students how to budget their finances and manage a line of credit.
About EMV or Chip-enabled Cards
Visa Signature Rewards
|Accepted at millions of locations worldwide|
|No Annual Fee|
|No-Fee Balance Transfers|
|Automated Fraud Alerts|
|Secure online access to account information|
|24-hour Member service with live representative|
|VISA Zero Liability|
|Customized spending limit|
|Auto rental insurance|
|Travel Accident insurance|
|Travel & Emergency Assistance (up to $500,000)|
|24/7 Visa Concierge Service|
|Lost Luggage Reimbursement (up to $3,000)|
Restrictions for blocked countries:
CCU's fraud protection blocks 100% of credit transactions done in Iran, Cuba, Burma/Myanmar and Libya.
Add or remove a joint owner
You may apply online or with a representative to add or remove a joint owner. We will ask for updated personal information such as employment status and income. We will also pull a new credit report. All loan requests are subject to our Loan Review Committee Guidelines.
Add or remove an authorized user
Please contact us for appropriate paperwork to add or remove an authorized user.
Request a replacement card or close a card
Please call us at 877-275-2228 to request a replacement card or to close a card.
Request a credit limit increase
You may apply online or with a representative for a credit limit increase.
Request a balance transfer
You can email or call us with your transfer request. You can also complete a balance transfer online. Log in to your online banking account. Click on your Visa credit card account to access the Visa account page. From there, simply click on 'Balance Transfer' and complete the necessary information.
*APR = Annual percentage rate. This APR will vary with the market based on the Prime Rate. Balance transfers incur interest charges from the transaction date. All loan requests are subject to CCU's Loan Review Committee guidelines. Contact CCU or visit your local Service Center for full disclosure information specific to your credit card. Rates and terms subject to change. Contact a Consumers Credit Union representative for additional information. Void where prohibited.
**APR = Annual percentage rate. Promotional balance transfer and cash advance rate only available on transactions completed by September 30, 2017. Commercial Visa® credit cards and Student Visa® credit cards are not eligible. The promotional 1.99% APR on balance transfers and cash advances will remain in effect for a period of 12 billing cycles from the date of the balance transfer or cash advance; after that your APR will be 10.45%-23.74%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Balance transfers and cash advances incur interest charges from the transaction date. All loan requests are subject to CCU's Loan Review Committee guidelines. Contact a Consumers Credit Union representative for additional information. Offer available to CCU Members only. To join CCU, a one-time $5 association fee is required. Void where prohibited. Offer ends September 30, 2017.