Special 5%APR Lower Rate for Cash Advances and Balance Transfers*

Open a New CCU Visa credit card and receive a 5% APR* discount off your standard APR for 12 months on all balance transfers and cash advances completed through Dec. 31, 2018.  Thereafter, standard rates as low as 11.70%APR* apply.

Plus, unlike other cards, CCU does not charge a balance transfer, cash advance, or annual fee!  Don't miss this opportunity to transfer high-rate credit card balances.  It's also a great time to take an advance for the cash you need for holiday shopping and celebrations.  Just imagine how much you'll save!

Existing cardholders can save too!  Existing cardholders receive a 5%APR* discount off their standard CCU Visa credit card APR on balance transfers and cash advances completed through Dec. 31, 2018.



VISA Platinum

VISA Platinum Card
  • Our Lowest Rate Card
  • Generous Credit Limits
  • No Annual Fee
  • No Balance Transfer or Cash Advance Fees


VISA Platinum Rewards

Platinum Rewards
  • Low Rate Card
  • Earn Reward Points for Gifts and Travel
  • No Annual Fee
  • No Balance Transfer or Cash Advance Fees


VISA Signature Rewards

VISA Signature Rewards Card

*Earn 3X Reward Points on up to $6,000 in annual purchases at grocery/convenience stores.

  • Earn Reward Pts for Merchandise or Travel
  • Earn 3X Points on Grocery Store Purchases*
  • Earn 2X Points on Gas
  • Earn 1X Points on Everything Else
  • No Annual Fee
  • No Balance Transfer or Cash Advance Fees

Student Visa

Start them on the road toward financial responsibility but maintain your peace of mind with the CCU Student Visa© credit card. This card starts building good credit scores while teaching students how to budget their finances and manage a line of credit.


About EMV or Chip-enabled Cards


Visa Checkout
Visa Checkout eliminates the task of inputting card and shipping information at checkout. Once enrolled, shopping online becomes easy and secure with participating merchants. Simply enter your VISA Checkout credentials at checkout, confirm your card choice, click and done! To enroll, click on the VISA Checkout image and have your CCU VISA credit and/or debit card information available.

Credit Card Comparison



Platinum Visa Rewards


Platinum Visa


Visa Signature Rewards


Student Visa
Accepted at millions of locations worldwide
No Annual Fee
No-Fee Balance Transfers
CURewards Program
Automated Fraud Alerts
Secure online access to account information
24-hour Member service with live representative
VISA Zero Liability
Customized spending limit
Auto rental insurance
Travel Accident insurance
Travel & Emergency Assistance (up to $500,000)
Warranty Manager
24/7 Visa Concierge Service
Lost Luggage Reimbursement (up to $3,000)

Protected Credit Transactions:

CCU's fraud systems protect against debit transactions done in Iran, Cuba Burma/Myanmar, and Libya. 

Add or remove a joint owner

You may apply online or with a representative to add or remove a joint owner. We will ask for updated personal information such as employment status and income. We will also pull a new credit report. All loan requests are subject to our Loan Review Committee Guidelines.

Add or remove an authorized user

Please contact us for appropriate paperwork to add or remove an authorized user.

Request a replacement card or close a card

Please call us at 877-275-2228 to request a replacement card or to close a card.

Request a credit limit increase

You may apply online or with a representative for a credit limit increase.

Request a balance transfer

You can email or call us with your transfer request. You can also complete a balance transfer online. Log in to your online banking account.  Click on your Visa credit card account to access the Visa account page.  From there, simply click on 'Balance Transfer' and complete the necessary information.

Credit Card Application

Important phone numbers and addresses for your VISA cards.

Contact us by email.

VISA Platinum and VISA Platinum Rewards disclosure.

VISA Platinum and VISA Platinum Rewards agreement.

VISA Signature Rewards cards disclosure.

VISA Signature Rewards cards agreement.


Verified By Visa


*APR = Annual percentage rate.  The promotional 5% APR discount on the standard rate on balance transfers and cash advances completed through December 31, 2018 will remain in effect for a period of 12 billing cycles.  After that period, balances will revert to your then standard, variable interest rate.  Balance transfers and cash advances incur interest charges from the transaction date.  All loan requests are subject to CCU's Loan Review Committee guidelines.  Commercial Visa® credit cards and Student Visa® credit cards are not eligible. Contact CCU or stop by your local Service Center for full disclosure information specific to your credit card. Rates and terms subject to change. Contact a Consumers Credit Union representative for additional information.   Void where prohibited. Offer ends December 31, 2018.