About EMV or Chip-enabled Cards
Credit Card Comparison
Platinum Visa Rewards
Visa Signature Rewards
|Accepted at millions of locations worldwide|
|No Annual Fee|
|No-Fee Balance Transfers|
|Automated Fraud Alerts|
|Secure online access to account information|
|24-hour Member service with live representative|
|VISA Zero Liability|
|Customized spending limit|
|Auto rental insurance|
|Travel Accident insurance|
|Travel & Emergency Assistance (up to $500,000)|
|24/7 Visa Concierge Service|
|Lost Luggage Reimbursement (up to $3,000)|
Protected Credit Transactions:
CCU's fraud systems protect against debit transactions done in Iran, Cuba Burma/Myanmar, and Libya.
Add or remove a joint owner
You may apply online or with a representative to add or remove a joint owner. We will ask for updated personal information such as employment status and income. We will also pull a new credit report. All loan requests are subject to our Loan Review Committee Guidelines.
Add or remove an authorized user
Please contact us for appropriate paperwork to add or remove an authorized user.
Request a replacement card or close a card
Please call us at 877-275-2228 to request a replacement card or to close a card.
Request a credit limit increase
You may apply online or with a representative for a credit limit increase.
Request a balance transfer
You can email or call us with your transfer request. You can also complete a balance transfer online. Log in to your online banking account. Click on your Visa credit card account to access the Visa account page. From there, simply click on 'Balance Transfer' and complete the necessary information.
*APR = Annual percentage rate. This APR will vary with the market based on the Prime Rate. Balance transfers incur interest charges from the transaction date. All loan requests are subject to CCU's Loan Review Committee guidelines. Contact CCU or visit your local Service Center for full disclosure information specific to your credit card. Rates and terms subject to change. Contact a Consumers Credit Union representative for additional information. Void where prohibited.
** Promotional balance transfer and cash advance rate only available on transactions completed by March 31, 2018. Commercial Visa® credit cards and Student Visa® credit cards are not eligible. The promotional 2.99% APR on balance transfers and cash advances will remain in effect for a period of 12 billing cycles from the date of the balance transfer or cash advance; after that your APR will be 10.70% to 23.99%, based on your creditworthiness. For existing cardholers the lowest rate offered will be 5.70% APR based on credit worthiness of borrower for 12 billing cycles from the date of the balance transfer or cash advance. This APR will vary with the market based on the Prime Rate. Balance transfers and cash advances begin incurring interest charges from the transaction date. All loan requests are subject to CCU's Loan Review Committee guidelines. Rates and terms subject to change. Contact a Consumers Credit Union representative for additional information. Offer available to CCU Members only. To join CCU, a one-time $5 association fee is required. Void where prohibited. Offer ends March 31, 2018.