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As we look forward to welcoming KCT members on Feb. 23, please note that all Branches will be closed Saturday, Feb 21. Digital banking will be unavailable starting the evening of Friday, Feb 20, and fully restored by Monday, Feb 23. KCT Members, please visit myconsumers.org/KCT for updates and more information about the merger.

Expert Insights and Everyday Tips for Financial Wellness

link to blog post Buy Now, Pay Later – Facts You Should Know

Buy Now, Pay Later – Facts You Should Know

Buy Now, Pay Later is a short-term loan that allows you to divide payments for a particular item over weeks. There are financial risks involved.

link to blog post How Healthy is Your Housing Budget?

How Healthy is Your Housing Budget?

What’s a healthy amount of your monthly budget to spend on housing? Here are some numbers and advice. 

link to blog post De-coding Home Loan Lingo

De-coding Home Loan Lingo

If you're buying a home, here are some simple definitions that can help you decode the home loan jargon you might encounter. 

link to blog post The 5 Factors That Affect Your Credit Score (And Simple Ways to Boost Them!)

The 5 Factors That Affect Your Credit Score (And Simple Ways to Boost Them!)

Credit is an essential tool for helping you meet your financial goals. We’ll break down the 5 factors that influence your score. 

link to blog post Upgrade Your Home with a Cash-Out Refinance

Upgrade Your Home with a Cash-Out Refinance

With a cash-out refinance, you can have money to remodel while refinancing your current mortgage, all in one transaction.

link to blog post 5 Factors to Consider When Buying a Home

5 Factors to Consider When Buying a Home

Buying a home is a big decision. Check out the top 5 factors to consider when buying a home first.

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