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Skip Your Payment

Skip-A-Payment

A helping hand for Members that have been affected by COVID-19 disruptions

With the ongoing disruptions due to COVID-19 (Coronavirus), you may have concerns about your budget and cash flow.  Being a for-people, not profits credit union, we are committed to do everything we can to assist our Members. We are offering Members the opportunity to skip their next monthly qualified loan payment AT NO CHARGE at a time when it helps to have more cash in your budget.  

To skip a qualified CCU loan payment(s), please log in to your online banking account and follow the prompts to apply1.  

Skip-A-Pay service for auto and personal loans will be processed for your next eligible loan payment. The ‘next payment due’ at the time of the request will be deferred to the end of your current contract. 

Important to Note

All approved applicants are responsible to stop and restart any loan payment(s) scheduled via online banking or as a pre-authorized automatic payment from another financial institution. CCU cannot stop pre-authorized payments towards your loan on your behalf.

If your payments are currently being made automatically with funds from another institution, and the date of your automatic payment is regularly applied five(5) days before or after of the loan due date, any payments received will be posted regardless of the requested skip month.  If the payment does post to the loan, the skip request will be moved to the following month.  (To check the dates your payments are regularly applied, please view loan payment history.)


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Skip-A-Pay Qualifications

Qualifications for auto and personal loan skips:

  • Monthly contracted repayment term
  • Must not be paid ahead more than 60 days
  • Loan must be open for at least 60 days
  • Minimum payment of $100
  • Loan is in good standing
  • Must have up-to-date insurance filed for auto loans


Other terms and conditions may apply*


*Skip-A-Pay Disclosure