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Welcome
to the credit union that welcomes everyone.
Because we all need people in our corner.
CCU has great rates

Competitive rates

Credit Cards + Checking + Savings

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Drive home your dream car.

Low Rates & Easy Process!

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Keys to home

 

Homebuying, made simpler.

First Time, Refinance, Equity Loans

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It pays to be a member
with people in your corner.

At Consumers Credit Union, you're not just a customer, you're a member. You get access to lower loan rates, higher-yield savings, and personalized offers—all designed with your best interest in mind.

Membership - Banking - Credit - Lending

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Personal Banking

Get more for your money.

With personalized, easy-access checking and savings options that pay higher dividends.

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Rewards Checking

Earn up to

5.00
%

Smart Saver

Maximize your savings

3.00
%

Certificates

10-month certificate

4.00
%

Money Market

Savings up to

1.16
%
Credit Cards

The right card is right this way.

Whether you're looking for lower rates or better rewards, we have the card that's right for you.

Explore All Visa Credit Card Offers
Earn a
$200
Bonus^
+Get a special low rate
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Auto Loans

Unlock Extra Savings on Your Next Car

Shop with CCU's Car Buying Service and finance your vehicle with CCU this October to enjoy rates as low as 3.99% – plus a $350 cash bonus**.

Start Shopping

Auto Loans

Rates as low as

3.99
%
Includes Car Buying Service
Home Loans

Rates that make your dream come true.

Find the best mortgage for your next move.

Explore Home Loan Options & Rates

Home Loans

Rates as low as

5.375
%
Investments & Wealth Management
It's your journey. We just help you get there.
Whether you're saving for retirement or looking to maximize your returns, our financial planners are here to help you reach your goals.

Start planning for tomorrow, today.

We are able to help you plan for your financial future. From IRAs to college planning, we can help you reach your financial goals.

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GreenPath Financial Wellness

Consumers Credit Union has partnered with GreenPath™ to offer free debt counseling and financial consulting to our members. Get on the path to financial wellness today.

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TruStage Home, Auto & Life Insurance Program

Protect your home, auto, & family with TruStage™ Insurance from Consumers Credit Union. We offer plans that are dedicated to ensuring your investments are secure. Learn more about the insurance options offered.

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Frequently Asked Questions

Why CCU is the best financial choice you can make.

When you bank with us, you get big-bank expertise without big-bank bureaucracy.
Consumers Credit Union is a not-for-profit financial cooperative that’s owned by you and your fellow members. Credit unions across the country, like CCU, take a “people first” approach, as we are owned and operated by the people we serve. It’s a way of doing business that allows us to provide lower loan rates, higher deposit rates, and personal service with your best interests at heart. It's one of the reasons our members think of us as The People In Your CornerTM.
Founded in 1930 and headquartered in Lake Forest, IL, Consumers Credit Union has $4.3 billion in assets and serves more than 268,000 members – one of the largest credit unions in the state. CCU believes that nobody needs banks on every corner, but everyone needs people who are in their corner. Learn More.
Whether you prefer to bank online or in person, we have solutions for you. Shared branching is a service offered by CCU, allowing members to use other participating credit union locations to make deposits, withdrawals, loan payments, or transfers. These locations can be found on our website here. Simply type in your zip code to search for locations.

CCU is not just a Great Place to Work® certified organization—for your career, we’re the smart financial choice too. As a not-for-profit credit union, our mission is rooted in helping people achieve financial success, and that includes our employees. We offer competitive pay, robust retirement plans with generous employer contributions, performance-based incentives, and financial wellness programs designed to support your goals. Our team members also enjoy the benefits of working for a financially strong, growing organization that reinvests in its people and its communities. When you join CCU, you're choosing a workplace that values your financial future as much as you do. Learn More.

In the News
News about the people in your cornerTM 

Bank anytime, anywhere.

Download the CCU mobile app for fast, secure access to your accounts, easy transfers, mobile check deposits and more.

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Learn About Our Digital Banking Upgrade
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*APY = Annual Percentage Yield.  APR=Annual Percentage Rate. Please read complete terms and conditions.

^Open a new CCU Visa Credit Card account, get 0% intro APR* on purchases and balance transfers for 12 months. Terms and conditions apply. After that, your APR* will be 13.95% to 27.24%, based on your creditworthiness. You could also earn a $200 bonus reward!+

+After $1,000 in net new purchases within the first 90 days of account opening.

**Mention this offer to your Loan Representative to determine if you qualify to receive the cash bonus. To receive this cash bonus, an auto loan must be booked through CCU, and auto purchase must be made at a certified dealer through CCU's Car Buying Service purchasing process. Auto application must be submitted between 10/01/2025-10/31/2025 and loan funded by 11/30/25 to qualify. Additionally, a minimum loan amount of $10,000 is required to receive this cash bonus. Current CCU loans are not eligible for the cash bonus. May not be combined with any other vehicle promotional offers. The total amount financed may include proceeds for loan protection coverage such as Guaranteed Asset Protection (GAP), Mechanical Repair Coverage (MRC), and Loan Payment Protection (LPP). The cash bonus will be awarded as a direct deposit to your CCU checking or savings account within 45 business days from the loan funding date. Between 1/1/24 and 12/31/24, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $2,721. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.