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CCU IRA Certificates

Grow Your Green

Whether you’re looking forward to getting money back from the government after you file your taxes, or looking to grow your savings with stability and potential tax benefits, we have a secure solution to tuck your money away -- Consumers Credit Union IRA Certificates! With current interest rates up, IRA Certificates offer you higher earnings than a savings account as well as a reliable rate of return.

IRA Certificates offer:

• The options of Traditional, Roth, Simplified Employee Pension and Education IRAs
• A variety of maturity dates available, from 91 days to 5 years
• Dividends compound daily and post monthly

IRA Certificate Rates – Super Jumbo

TermMinimumRateAPY*
11 Months$250,0004.65%4.75%
1 year$250,0001.19%1.20%
18 Months$250,0001.10%1.10%
17 Months$250,0004.41%4.50%
2 Years$250,0001.39%1.20%
30 Months$250,0001.20%1.20%
3 Years$250,0001.49%1.50%
4 Years$250,0001.54%1.55%
5 Years$250,0001.69%1.70%

 

Rates shown are for Super Jumbo Certificates with a minimum deposit of $250,000.
Other rates and terms available. Truth in Savings Disclosure

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*APY=Annual Percentage Yield. Please note, early withdrawal penalty may be applied. We may impose a penalty if you withdraw from your account before the maturity date. 

Want to explore more ways to Grow Your Green? Check out the rates for all of our Certificate options, including our NEW 17-month certificate!

Call 877.ASK.CCU (877.275.2228), visit a local branch, or click the button below for us to contact you.

More Information

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency. 

*APY = Annual Percentage Yield. APY is subject to change without notice. Dividends calculated daily, paid monthly. Penalties will apply for early withdrawal of funds. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. 

11-month promotional certificate valid August 24, 2022 for a limited time only. At maturity, the 11-month promotional certificate will automatically roll over into a 1-year certificate unless changes are made within a 10-day grace period. 17-month promotional certificate valid March 1, 2023 for a limited time only. At maturity, the 17-month promotional certificate will automatically roll over into a 2-year certificate unless changes are made within a 10-day grace period.