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CCU IRA Certificates

Grow Your Green

Whether you’re looking for a good place to put your tax refund or you're planning to grow your savings with stability and potential tax benefits, we have a secure solution to tuck your money away -- Consumers Credit Union IRA Certificates! With current interest rates up, IRA Certificates offer you higher earnings than a savings account as well as a reliable rate of return.

IRA Certificates offer:

• The options of Traditional, Roth, Simplified Employee Pension and Education IRAs
• A variety of maturity dates available, from 91 days to 5 years
• Dividends compound daily and post monthly

IRA Certificate Rates – Super Jumbo

1 year$250,0001.19%1.20%
13 Months$250,0005.07%5.20%
18 Months$250,0001.10%1.10%
17 Months$250,0004.41%4.50%
2 Years$250,0001.39%1.40%
30 Months$250,0001.20%1.20%
3 Years$250,0001.49%1.50%
4 Years$250,0001.54%1.55%
5 Years$250,0001.69%1.70%


Rates shown are for Super Jumbo Certificates with a minimum deposit of $250,000.
Other rates and terms available. Truth in Savings Disclosure

Apply in Minutes

*APY=Annual Percentage Yield. Please note, early withdrawal penalty may be applied. We may impose a penalty if you withdraw from your account before the maturity date. 

Want to explore more ways to Grow Your Green? Check out the rates for all of our Certificate options, including our NEW 13-month certificate!

Call 877.ASK.CCU (877.275.2228), visit a local branch, or click the button below for us to contact you.

More Information

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency. 

*APY = Annual Percentage Yield. APY is subject to change without notice. Dividends compounded daily, paid monthly. Penalties will apply for early withdrawal of funds. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Promotional term certificates valid for a limited time only. At maturity, the promotional term certificates will automatically roll over into a standard term certificate unless changes are made within a 10-day grace period. See Truth-In-Savings Disclosure for full details. Let us help you open your new IRA Certificate. Please call us at 877.ASK.CCCU (877.275.2228) or visit a branch for assistance.