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Savings

Find the Right Savings Account for You

At Consumers Credit Union, we offer flexible savings accounts to help you earn valuable interest. No matter your savings goals, you can grow your savings steadily for a bright financial future.

Membership Share/Savings Account

Become a Member of the Consumers Credit Union Family with our Membership Share Savings Account.

Key Benefits

  • Gain Membership to Consumers Credit Union
  • Low minimum balance – just $5 to maintain Membership
  • Competitive interest rates
  • Online banking options

Membership Application

Smart Saver Account

This account lets you stash your extra cash to earn more and get you to your someday faster.

  • Automatic transfers make for easy saving
  • Competitive interest rate
  • Deposit a maximum of $1,000 to Smart Saver each month

Learn More

Money Market Account

Enjoy a high-yield savings account with the flexibility and security you need.

  • Tiered Money Market account keeps money accessible
  • Low minimum of $2,000 to start earning interest
  • Dividends are compounded and credited monthly

Open Account

IRA Savings

Create a solid plan for retirement with our IRA Savings account available for Traditional, Roth, and Educational IRAs.

Key Benefits

  • Minimum $10 to open account
  • Guaranteed yield
  • Contribute when you want to
  • Possible tax deductions available
  • Accounts federally insured by NCUA up to $250,000

Let us help you open your new IRA Savings account. Please call us at 877.ASK.CCU (877.275.2228), visit a local service center for assistance, or click the button below for us to reach out to you.

More Information

IRA Money Market Account

Earn higher yields on IRA funds while keeping them accessible with an IRA Money Market Account. An IRA Money Market account is available for Traditional, Roth, and Educational IRA funds.

Key Benefits

  • Tiered Money Market account keeps money accessible
  • Low minimum of $2,000 to start earning interest
  • Dividends compounded and credited monthly
  • Up to six (6) Money Market checks each month

Let us help you open your new IRA Money Market account. Please call us at 877.ASK.CCU (877.275.2228), visit a local service center for assistance, or click the button below for us to reach out to you.

More Information

Holiday Club Savings Account

Don't let the holiday spending ruin your new year – plan ahead with our Holiday Club Savings account.

Key Benefits

  • Minimum $5 to open account each year
  • Ability to arrange direct deposit or automatic transfers to save painlessly
  • Funds transfer to Membership Share Savings Account on November 1
  • Automatically renews each year


If funds are withdrawn by request prior to November 1, the account will be closed.


Open Account



At Consumers Credit Union, we have the perfect savings instruments for every stage of your financial life. Whether you are setting up a savings account for the first time, planning for retirement, or looking to save for a big spend, Consumers Credit Union provides safe and secure options for you to save.

For more information or to apply by phone, please call 877.ASK.CCCU (877.275.2228).