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Feb 1, 2017, 21:59 PM
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Rate Discounts

The Premier Service Package

Consumers Credit Union values your Membership, and we want to partner with you to offer discounts on new consumer loans. Borrowers can earn up to a 0.75% rate reduction by meeting the following criteria.

0.25% Rate Reduction

Members can qualify for this discount on new consumer loans* by maintaining an active CCU Checking account and using any four of the following CCU services:

  • Home Banking AND e-mail address
  • Automatic bill payment
  • Debit card
  • VISA Platinum/Visa Signature
  • Vehicle loan
  • First Mortgage
  • Second Mortgage
  • Home Equity Loan

0.50% Rate Reduction

This 0.50% discount on new consumer loans* applies to Members who use CCU's Direct Deposit feature for their checks AND pay their loans using Direct Deposit allocation.


0.25% Rate Reduction

Members who don't use CCU's Direct Deposit can still receive a 0.25% reduction on new consumer loans when they choose to make loan payments automatically from any account at either CCU or another financial institution.

Loan Application

Ask us for details by calling toll free (877) ASK.CCCU (275.2228).

*The most a rate can be reduced is 0.75%. Visa, variable, overdraft protection, real estate, share secured, and existing CCU loans are excluded from any rate reductions. Offer subject to change without notice. Multiple uses of a single Premier Service (i.e. two vehicle loans or two debit cards) count as only one Premier Service. For example, a member with two vehicle loans and two debit cards has fulfilled only two of the Premier Service Package requirements. Accounts must have at least the minimum balance to qualify as Premier Services. Members have sixty days from the date of their loan closing to implement and notify CCU of any Premier Services added subsequently to their account that may reduce their rate. Premier Service Package subject to change without notice; offer may be withdrawn at any time.