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Smart Saver Account Changes


Changes coming May 1, 2020 :

  • Rate Change
Savings Tier Current New
“Smart” Rate
(meets all requirements)
“Basic” Rate
(does not meet requirements)

Qualification Changes happening now:

Changes have been implemented to simplify qualification requirements for the Smart Saver account. These changes are effective immediately and will be applied beginning with the month of April. 

  • The direct deposit or ACH credit of at least $500 per month to a CCU Checking will be expanded to include mobile (remote) check deposits, helping those who may not receive regular direct deposits. 


Earn a high yield with Smart Saver

*APY = Annual Percentage Yield. Initial and monthly recurring deposit maximum is $1,000. Funds in excess of the $1,000 deposit limit each month will be automatically transferred to Membership Savings. Smart Saver rate will drop to .25%APY if a withdrawal occurs during the month or minimum qualifications per month are not met. Please read complete terms and conditions.