Checking and Money Market
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| $25.00* |
for stop payment of check (draft), pre-authorized payments (including bill payments and cashier's checks)
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$25.00*
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for each check or each authorized automatic payment, including VISA debit (check) card transactions and Bill Payments, returned due to an overdraft (non-sufficient or uncollected funds)
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$10.00*
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for each automatic transfer of funds from savings or money market account to cover an overdraft
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$2.00
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for each copy of a cleared check AFTER the third check copy
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$4.00
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for a 3-month history printout and a $4.00 charge for each additional month
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$20.00*
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per hour for assistance with statement reconciliation - with a minimum charge of $20.00
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$10.00 |
if dividend checking account, only, falls below $500.00 |
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ATM/Debit Card/ Bill Payment
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$25.00
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for each overdraft that may occur to your account(s) as a result of a withdrawal made from an ATM
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$10.00 |
for each automatic transfer of funds to cover an overdraft |
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$30.00
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to reactivate Bill Payment within 180 days of closing the account or for reactivating an account that has been inactive for 90 days or more
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$5.00
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to replace a lost debit card
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$10.00
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for a copy of a debit card charge
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| $1.00 |
for each subsequent ATM or debit card withdrawal after the sixth withdrawal made in a one month statement cycle
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VISA
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$25.00
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for going over VISA limit
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$25.00
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for a late VISA payment
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$10.00
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for no activity on a VISA account during 12 consecutive months
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$10.00
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for a copy of a VISA statement
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$10.00
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for a copy of a VISA draft
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$25.00
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for a returned VISA check
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$10.00
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replacement card fee
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$2.00
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for each returned VISA statement
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Loans
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$100.00
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for each consumer loan rate modification
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$25.00
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for late payment on all loans
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$25.00 |
for each payment presented for a loan which is returned unpaid |
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Mortgages
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$295.00
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nonrefundable mortgage application fee
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$750.00
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mortgage rate modification fee
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$100.00
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mortgage subordination fee
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Other
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$7.00
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for each returned deposit item drawn on another financial institution deposited at CCU and is returned unpaid on either corporate or individual accounts
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$2.00
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for each returned statement
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$10.00
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for paid over third party personal checks
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$5.00
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for a copy of a cashier's check
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$3.00
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for microfilm look-up and reproduction
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$60.00
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for re-opening an account within 180 days of closing it
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Charge for foreign and domestic checks sent for collection: (Does not include fees charged by originating financial institution.)
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Item(s) $100.00 or less - FREE
Item(s) 100.01 to $300.00 - $15.00
Item(s) $300.01 or more - $20.00
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$100.00
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for processing post judgement legal actions
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$0.25
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for photocopies
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$0.75
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for money orders
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$2.00
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for cashier checks for less than $500.00
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$3.95 each
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charge for the VISA Gift Card (Minimum $10 - Maximum $500)
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Wire Transfers
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$10.00
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for VIGO IRNET wire transfers. Fee based on the amount wired. $10.00 minimum fee.
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$15.00
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for domestic Western Union or domestic Bank Wire Transfers.
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$45.00
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for foreign Western Union or foreign Bank Wire Transfers.
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Member Service Fee
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$20.00 monthy service fee charged to your Membership Share Savings (S00), Secondary Savings (S02), Special Share Savings (S03), or Safe Advantage Savings (S04) for members not having one of the following:
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Active FREE checking account balance; or
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$500 in total share/savings balances***; or
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A loan; or
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An active VISA card.
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*Fee applicable to Checking and Money Market Accounts.
***The calculation for the requirement to have $500 in aggregate share/savings balances per account number, will be done on the average daily balance method. This fee does not apply to members between the ages of 0 through 22 and 65 and older, or to new members during their first six months of membership.
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