Free Rewards Checking

Free Rewards Checking Apply Online link


Free Rewards Checking at Consumers Credit Union is a revolutionary new checking account offering 3.09% Annual Percentage Yield (APY) dividend (interest) and refunds on all ATM fees!  No gimmicks, no fees, no catch!

Great Benefits With Free Rewards Checking at Consumers Credit Union!

  • Balances from one penny up to $25,000 earn 3.09% APY

  • Balances over $25,000 earn 0.76% APY

  • NO minimum balance required
  • CCU refunds all ATM fees - including fees from other banks' ATMs

  • FREE Debit Card - sign for your purchases for greater security*
  • FREE Mobile Banking
  • FREE Online Banking and Bill Payment
  • FREE Electronic Statements
  • Unlimited check writing privileges
  • Overdraft Privilege available for qualified Members.
  • Overdraft Privilege is a resource covering your overdrawn checks, created to provide you with peace of mind when life gets hectic
Rewards Checking Image

Convenience on the go!


* VISA's Zero Liability covers transactions processed through the VISA networks. To ensure your transactions are covered, sign for your purchases.

What's the "catch?"

No "catch!" We just ask you to help CCU operate more efficiently, as follows.

  • Complete at least 12 free VISA Debit Card transactions per month (Excludes ATM transactions. All debit card transactions must be posted by the last day of the month to qualify)
  • Make one Direct Deposit OR one ACH debit OR pay one bill using CCU's free Online Bill Payment each month
  • Enroll in Online Banking
  • Receive monthly electronic statements instead of paper statements

What happens if I don't meet the four requirements listed above?
You will still enjoy free checking with free Online Banking and free Online Bill Payment. You won't earn ATM refunds, but CCU will pay 0.05% APY dividend (interest) in such cases! 

Free Rewards Checking has the "perks" of free checking with the opportunity to earn super-high dividends.

Who can take advantage of Free Rewards Checking?
Anyone - even if you already have another checking account with CCU! New Members, existing Members, friends and family are all welcome to join and enroll in Free Rewards Checking!

With Free Rewards Checking, you can't lose!

To apply online, please CLICK HERE.

To view the Fee Schedule, please CLICK HERE.

For more information or to apply by phone, please call 877.ASK CCCU (877.275.2228).

Important Account Information


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  • Tel. 877-ASK-CCCU (877-275-2228)