Please call us toll free at (877) ASK-CCCU (275-2228) during normal
business hours or
contact us for more information.
What's New
VISA Bill PAY
SKIP-A-PAY
Home Loans
VISA® Points
Vehicle Loan
Home Equity Line of Credit
Rewards Checking
Our Home Equity Loan Rate is Blazing Hot!
Press Releases
Newsletters
| VISA |
| CCU Will Pay Your VISA® Bill |
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• CCU will pay up to $2,500 in VISA charges
• Classic, Gold and Platinum cards qualify
• Good for charges made in November
or December |
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| CCU will pay a monthly VISA® bill for one
Lucky Member drawn at random, paying the higher of the Member’s VISA® charges (November or December, whichever is higher), up to a maximum of $2,500.00!
Click here for complete rules. |
| *All taxes on prizes and Member incentives are the responsibility of the recipients. Winner need not be present to win. You must be 18 years of age or older to qualify. CCU’s employees and Board of Directors and their immediate families are not eligible to enter. No purchase necessary. CCU has the right to substitute a prize of comparable value. By entering this drawing, the winner agrees that CCU has the right to use their name and/or likeness for promotion purposes electronically, via mail, on radio and/or television and in print. Void where prohibited. |
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| SKIP-A-PAY |
Want to skip your December Loan Payment?
You can with Skip-A-Pay …
and here’s how it works!
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| Types of loans: You can Skip-A-Pay on any CCU consumer loan and on your CCU VISA Credit Card. Skip-A-Pay does NOT apply to any real estate loans.
When will my payment be “skipped?” Skip-A-Pay allows you to skip your December
loan payment.
Can I skip payments on more than one loan? YES! Qualifying Members with multiple consumer loans and/or CCU VISA Credit Cards may skip one (1) payment on each loan they have with CCU. Qualifying for Skip-A-Pay on one loan does not automatically qualify you to skip payments on any other CCU loans.
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What is the deadline to apply?
Skip-A-Pay application forms must be received by November 27, 2008.
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What does Skip-A-Pay cost? For just $30.00 per CCU loan as defined above, qualified Members can skip their loan payments this December.* Simply complete CCU’s convenient “Skip-A-Pay” form, then mail or drop it by any of our five convenient locations.
How can I learn more? Additional details are available by calling 877 ASK CCCU (877-275-2228). Skip-A-Pay application forms will also be available in the lobby starting November 1, 2008. |
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It’s just that easy! No worries, no hassles, no complicated forms. Use the money you would normally apply toward your loan payment to pay for holiday expenses.
Click Here for the Skip-A-Pay Application Form |
| *CCU’s Skip-A-Pay program is discretionary, is based on credit history and is reserved for those Members whose loans are in good standing. CCU reserves the right to withhold this offer if we determine your loan is not in good standing. A $30.00 Finance Charge will be assessed for each qualifying loan in order to take advantage of this offer. Due dates on loans will be extended one month, interest on your loan will accumulate and the term of your loan may be extended. Skip-A-Pay not available on CCU real estate loans of any kind. |
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| Home Loans |
Bring Your Home Loan To CCU and Save! |
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We have millions to lend! |
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100% financing available |
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Local servicing for your loans |
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Fixed rate terms up to 40 years |
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No private mortgage insurance required |
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Consumers Credit Union. Your Life. Our commitment.
A promise we've kept for 78 years! |
All loan requests subject to CCU’s Credit Committee guidelines. Actual rate and term are based on loan to value. Consult your tax advisor about the deductibility of interest.
Offer expires 12/31/08. Rates subject to change without notice. APR = Annual Percentage Rate. Please contact a CCU representative for additional information. |
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| VISA® POINTS |
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Earn DOUBLE ScoreCard Bonus Points
when you purchase any electronics!
Points redeemable for travel or merchandise. |
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Some restrictions apply. Points can be accumulated for a maximum of three years before expiration. For additional information contact our VISA department at 877.275.2228 ext. 7211. Offer ends December 31, 2008. |
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| Vehicle Loans |
See How Much You Can Save With A CCU Auto Loan |

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*All loan requests are subject to CCU’s credit committee guidelines. Rates subject to change without notice. Offer ends December 31, 2008. APR = Annual Percentage Rate.
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| Home Equity Line of Credit |
Put Your Dream Home to Work! |
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Features: |
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Zero closing costs |
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No annual fee |
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90% loan to value |
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Interest may be tax deductible* |
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*All loan requests subject to CCU's Credit Committee guidelines. 2.99% APR (Annual Percentage Rate) will remain in effect for the first 6 months of the loan. After 6 months the rate will defer to the Prime Rate - 1.0% as
published in the Wall Street Journal. As of 09/29/08 the Prime Rate - 1.0% is 4.00% APR. Actual rate may vary based online of credit. Rate subject to
change without notice. Some conditions apply. Consult your tax advisor. Offer expires 12/31/2008.
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| Free Rewards Checking |
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Rewarding Benefits... |
No Minimum balance! |
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Free online banking and bill pay! |
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No monthly service charges! |
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FREE ATMs - Anywhere - Any Place - Any Time! |
| *APY = Annual Percentage Yield. Balances over $25,000 will earn 2.51% APY. Bonus rate requirements per month: 12 POS check (debit) card
transactions, receive electronic statement plus have either one direct deposit or one ACH debit or pay one bill via online banking. federally insured by NCUA. Rates subject to change without notice. |
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| HOME EQUITY LOAN |
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Home Equity Loan Features |
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No, No, No
NO closing costs,
NO fees and
NO pre-payment penalty
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Flexible Terms
Loans up to 100% Loanto-
Value. Terms up to
20 years - lower than
regular mortgages! |
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Millions to lend
While others run away from
home loans, we welcome
your business. |
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*All loan requests subject to CCU’s Credit Committee guidelines. Actual rate and term are based on loan to value. Please contact a
CCU representative for additional information. Consult your tax advisor about the deductibility of interest. All rates subject to change
without notice. Offer expires 12/31/08. APR = Annual Percentage Rate. |
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